Category Archives: Membership Benefits

State and Federal Legislative Representation

MFDA State and Federal Legislative Representation provides an extremely important service, with the numerous legislative issues affecting your bottom line.

Our Process:

The Montana legislature convenes for 90 days every second year.  The MFDA staff and lobbyists diligently monitor all Bills (laws in the making) to determine the effect on your industry and your business bottom line to the best of our ability. 
 
In viewing these issues we welcome any input an/or comments on other issues or bills that you may feel should be monitored.  Based on our legislative committee’s input lobbying efforts will be directed in such a manner to best protect the public good, your industry and your bottom line.
 
To discuss legislative issues and provide input to the MFDA please email mckee@mfda.biz
Or contact your Local MFDA Board Member

Workers Compensation / Comp Watch

Comp Watch

MFDA Comp Watch program insures that MEMBERS meet the requirements of Montana’s Safety Culture Act, which requires employers of five or more employees to have documented safety programs. The MFDA Worker’s Compensation program has returned Work Comp dividends of near $3,350,000.00 to our members over the years in addition to assisting in obtaining rate reductions. The Safety program is essential to the success of our workers comp program and the financial health of the individual members taking advantages of its services.

MFDA Comp Watch program assists the MEMBERS to meet the requirements of Montana’s Safety Culture Act, which requires employers of five or more employees to have documented safety programs. MFDA Worker’s Compensation program has returned Work Comp dividends to our members over the years in addition to assisting in obtaining rate reductions.

Workers Compensation Insurance

MFDA workers compensation insurance coverage gives statutory coverage required by Montana law at group rates for members in good standing. The program provides a dual dividend as well as an up front group aggregate rate savings in addition to a three percent return on deposits held not used for premiums.

MFDA Board accepting your Dividend 2004
$210,742.00

Important Links

Owners / Officers Form

Information Needed for Quote

 

For work comp/payroll issues email pat@mfda.biz
For workers compensation claims, coverage, and/or enrollment, please email mckee@mfda.biz

Group Health Plan

MFDA Group Health Plan offers new and expanded Health Maintenance Organization Coverage or traditional benefits at group rates with stability of stop loss structure and retro retention of excess premium. A Self-Funded option is available for members with 50 or more employee’s providing reporting and compliance under the new rules and law. Increases have averaged in the single digits for the past ten years even though medical costs have increased at double-digit rates.

For rates and enrollment information please email mckee@mfda.biz

Open enrollment is available durring the month of December

Employer Enrollment

Employee Enrollment

Group Property Casualty Insurance Program

MFDA Group Property Casualty Insurance Program providing benefits of group purchasing, rate stability, loss control, and OSHA assistance. The program is designed with future dividend potential, when critical mass is obtained.

Coupon Redemption Service

MFDA Coupon Redemption Service is one of the finest in the country, having served retail grocers in Montana since 1971. Are you still sorting your coupons?

MFDA is the only coupon redemption service which pays a handling fee to compensate you for your efforts in collecting and redeeming coupons.  There are no minimum and maximum requirements on coupon shipments for our members. This valuable service allows you to compete with big box stores utilizing their own discount membership cards

The MFDA Program has an average return of 99% of face value

Apply Now! Coupon Questionnaire

Important links:

Coupon Redemption Instructions

JICC Reason Codes

MRIS Retailer Coupon Processing

MRIS and Industry Guidelines and Recommendations for Coupon Shipping

Understanding the Coupon Payment Statement

For coupon issues email tammy@mfda.biz